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Need capital for your business? We offer loans to individuals and businesses at an annual rate of just 2%. Your loan application will be approved within 24 hours.

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DIETER GREISS

WhatsApp phone number: +49 15510 231879

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Specializing in ABN/ACN clients and trust holders.

All Loan Types Available

To our valued clients: Thank you for choosing us to help you achieve your real estate dreams. We are honored to support you in your real estate project and are committed to providing you with the best possible service at every stage.

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Contact us for all your financial questions. We specialize in mortgages, refinancing, asset financing, business loans, and personal loans.

I am a mortgage and investment financing broker, registration number 8658873, working with Swiss and German banks. We offer 100% guaranteed financing from €10,000 (USD, GBP, CHF, HU, PLN) to €10 billion (USD, GBP, CHF, HU, PLN) at an interest rate of 2% per annum. Email: RizaFund-investment@outlook.com

Whether you're planning to buy a new home or need advice on refinancing your loan, trust your Finance RIZA KOSAR broker for exceptional results. We are one of the top mortgage brokers, specializing in all types of loans, including commercial and investment loans. Our brokers will secure the best deals from approved banks for you, at the most competitive rates.

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Whether you're a first-time buyer or a seasoned real estate investor, we have the solution for you! Our mortgage broker options
Local Finance Guru connects you with the best mortgage offers, saving you time and money. Our services are designed to simplify your loan search as much as possible. Here's what we offer:

Mortgage Brokers
Looking for a family home? If so, count on us to find the lowest interest rates for your mortgage. Our expert brokers provide personalized support to understand your needs and compare offers from different lenders. We guide you through the entire loan application process for a smooth experience. If you're a first-time buyer, we can also help you secure an af

Twelve Grains Capital Partners, your local financial broker, is here to meet all your financial needs.

Our services:
*First-time homebuyer loans

*Mortgages

*Investment loans

*Refinancing

*Commercial loans

*Equipment loans

*Auto/truck loans

*Business loans

*Private loans

*Personal loans
Welcome to Twelve Grains Capital, your leading private lending firm specializing in premium commercial, corporate, and non-bank financing solutions. Optimize your financial journey with our specialized mortgage products and comprehensive finance brokerage services, offering tailored solutions for all your financing needs: residential mortgages, unsecured commercial loans, and asset financing. The name "Twelve Grains" pays homage to the twelve apostles, symbolizing strength and resilience. Founded by David R. Sutantyo in 2015, Twelve Grains Holdings began as a holding company managing various hotel projects and residential mortgage brokerage. In 2020, we strategically redefined our business while remaining true to our founding vision: to be a leading player in equitable access to capital. Our mission is clear: to empower Australian business owners and property investors to build wealth through strategic leverage of high-quality debt. Join our growing team of finance specialists and seize the opportunity to align with our vision. We invite everyone to take control of their financial future, contributing to society while prioritizing their personal values. Proudl

Access for foreigners in the United Arab Emirates for real estate investment, where both residents and non-residents can obtain a mortgage to finance the purchase of real estate, including modular homes, through your qualified mortgage broker.

How to obtain a mortgage in Dubai for residents and non-residents?
It is possible to obtain a mortgage in Dubai, whether you are a resident or not, although the terms are generally more favorable for holders of an Emirati identity card. Here is a complete guide:

Eligibility criteria
Residents:

Down payment: Generally starting at 20%.

Income requirements: Minimum monthly income between $3,300 and $4,100. The monthly repayment must not exceed 50% of the borrower's income.

Maximum term: Up to 25 years or until the applicant reaches age 65 for employees and age 70 for entrepreneurs.
Non-residents:

Down payment: Generally 50%, but some banks may finance up to 50% of the property value, particularly for properties exceeding AED 5 million.
Nationality: Must be a citizen of a country on the bank's list of eligible countries.
Professional status: Both salaried employees and self-employed individuals are eligible to apply. Proof of stable income is required.
Age requirements: You must be at least 21 years old. The loan term generally does not exceed age 65 for employees and age 70 for self-employed individuals.
Income requirements: Specific to each bank; for example, ADCB requires a minimum monthly income of AED 15,000

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